Key benefits
- Lifetime free, no joining or annual fee
- Vouchers worth ₹500 plus ₹250 Amazon eGift on activation
- Free 12-month Times Prime and 3-month Swiggy One
Eligibility and fees
- Annual fee
- Lifetime free
- Who can apply
- Salaried or self-employed
- Minimum income
- Salaried: ₹50,000 a month
Self-employed: ₹1,00,000 a month - Credit score
- 750 or above
- First credit card?
- No, needs a credit history
- Salaried: ₹50,000 monthly income
- Self-employed: ITR above ₹12 lakh
- Credit score 750+, age 21-65
Before you apply
- Keep your PAN, Aadhaar and latest income proof (salary slips or ITR) ready.
- Apply for one card at a time. Several applications in a short time can lower your credit score.
- Approval, credit limit and final fees are always decided by the bank.
Similar cards
Credit Universe may earn a commission from the bank if you are approved, at no cost to you. Approval is always the bank’s decision.