Key benefits
- 2 free BookMyShow tickets every month, up to ₹250 each
- ₹500 off on BookMyShow with your first transaction
- ₹100 monthly food and beverage discount on bookings
Eligibility and fees
- Annual fee
- Fee ₹500 + GST, waived on ₹1.5L annual spends
- Who can apply
- Salaried or self-employed
- Minimum income
- Salaried: ₹15,000 a month
Self-employed: ₹16,667 a month - Credit score
- 720 or above
- First credit card?
- No, needs a credit history
- Salaried ₹15,000/month or ITR ₹2 lakh+
- Credit score 720+, age 21-65
Before you apply
- Keep your PAN, Aadhaar and latest income proof (salary slips or ITR) ready.
- Apply for one card at a time. Several applications in a short time can lower your credit score.
- Approval, credit limit and final fees are always decided by the bank.
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Credit Universe may earn a commission from the bank if you are approved, at no cost to you. Approval is always the bank’s decision.